Résumé:
Insurance is a risk management operation that commits the insurance company to
its policyholders to bear the costs of claims and this against a premium that is paid
monthly throughout the coverage period. Indeed, insurers and reinsurers face several
types of risk during the period of the insurance contract. Therefore, the management
of all these risks is an essential operation for the insurance company to protect itself
against these probable dangers and meet its commitments. Risk management is based
on the mathematical modeling of the insurance companyís Önancial situation, its
Önancial reserves, expenses, cost of claims, growth rate...etc
